Sellers: As we negotiate your sale, We'll not only work to get the optimal sales price, but we will also campaign for lower closing costs. And once we've arrived at an agreement, we will give a detailed list of the closing costs so you are aware of exactly where your money is going.
Buyers: When purchasing a home in Rhode Island, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not astonished when you get to closing time. We'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.
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